Investing in ETFs with Fideuram Direct

We empower goal-driven investing through accessible, transparent ETFs.

What are ETFs investments?

ETFs (Exchange-Traded Funds) offer an efficient way to invest across broad markets. These funds track the performance of a market index related to various asset classes (e.g. stocks, bonds or commodities) - providing built-in diversification and typically lower fees.

They’re ideal for building a diversified ETFs portfolio, depending on your investment profile and objectives.

Investing at your pace, for the long term

We make ETF investing simple, accessible, and trustworthy. Choose the strategy that suits you best: a one-time ETF investment or a recurring investment with the ETF Savings Plan.¹

¹ Investing involves risks, including the potential loss of capital, and the value of investments may go up as well as down. Past performance is not a reliable indicator of future results

One-time investment in ETFs¹

An ETF one-time investment gives you instant access to a diversified mix of assets such as stocks, bonds, and commodities - all in a single, cost-efficient transaction that keeps you in control.

Put your capital to work immediately, with full market participation from day one
Maximise exposure to potential long-term growth
Access flexible and diversified investment opportunities

Recurring investments with ETF Savings Plan¹

Looking to build a consistent investment habit?
The ETF Savings Plan is a simple, automated solution that helps you invest through scheduled contributions - building a diversified portfolio designed to support your long-term financial objectives.

Start with a low amount
Invest regularly with automated contributions
Access flexible and diversified investment opportunities

¹ Available exclusively for residents of Belgium and Luxembourg, +18 years old. Not available for US Persons and politically exposed positions.

Need help choosing your preferred way of investing?

Compare two simple ways to invest in ETFs and find the one that fits your preferences and goals.

Feature	ETF - One-Time Investment	ETF Savings Plan - Recurring Investment
Way of investing	Single purchase	Regular, automated contributions
Flexibility	Buy/Sell: At any time during financial market opening hours.	Buy: Automatically on a set date at each recurrence via your app Sell: Anytime, even while the plan continues, during financial market opening hours Flexibility: Add more ETFs or exit the ETF Savings Plan at any time
Best for	Investors searching for market opportunities instantly through a single, decisive allocation	Investors looking to turn regular contributions into a long-term portfolio

Why invest in ETFs with us

1. Transparency

We believe transparency builds trust - it's the foundation of every service we offer at Fideuram Direct.

Clear transaction fees
No hidden charges or surprise costs
Tax obligation management²

² As part of one of the largest European banks, we act as a withholding agent - authorised to manage tax obligations in accordance with EU and local regulations for our clients residing in Belgium and Luxembourg. We handle these mandatory obligations through the withholding of targeted investment income. For Luxembourg, withholding tax applies to interest covered by law.

2. A range of advantages for diverse investment strategies

Whether you're just beginning your investment journey or fine-tuning a seasoned strategy, ETFs provide a simple and flexible way to build and diversify your portfolio. From beginner to expert, ETF investing offers a range of advantages that can support a variety of investment approaches.

Low cost - Low fees may help reduce your overall investment costs
Diversification - Invest across sectors, regions, and asset classes to help spread risk
Liquidity - Trade ETFs anytime during market hours, like stocks
Transparency - Most ETFs disclose their holdings daily
No high entry barriers - Start investing with small amounts
Flexibility - Choose from a range of ETFs to align with your goals and risk appetite
Growth Potential - Access long-term investment themes and evolving market segments

3. Built with BlackRock

To deliver investment solutions, Fideuram Direct has collaborated with BlackRock:

Investment strategies developed by experienced professionals
Advanced technology
Access to a curated selection of iShares by BlackRock ETFs

Fideuram Direct is your entry point to easily accessible banking and investment services - all in one place, all from your smartphone.

4. Investing in 4 simple steps

Explore ETFs: browse a selection curated by our investment team
Set your goal: define your investment amount
Sign digitally: no paperwork - just a few taps in your secure area
Track your portfolio: monitor your investments anytime, directly from the app

Invest your way

Whether you're starting with your first investment or already contributing through an ETF Savings Plan, Fideuram Direct provides the tools to help you invest with confidence - on your own terms, from your mobile device.

Simple. Secure. Flexible. A digital investing experience tailored to your needs.

The information contained on this page qualifies as a marketing communication message and is provided for general marketing purposes only. It does not constitute investment advice, a recommendation, an endorsement of any specific financial product or provider or an offer to buy or sell any investment product. Investing involves risks, including the potential loss of capital, and the value of investments may go up as well as down. Past performance is not a reliable indicator of future results. Investors should carefully read the relevant offering and legal documents before making any investment decisions.